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HPE Aims Superfast Memory-Driven Flash Storage at Real-Time Workloads
HPE's Memory-Driven Flash is built around NVMe (non-volatile memory express) and storage-class memory (SCM) and designed to meet performance requirements of new workloads. NVMe is an extremely fast communications protocol and controller designed to move data to and from SSDs via the PCIe bus standard. SCM, meanwhile, is a hybrid memory/storage technology that, like flash, is nonvolatile (or persistent) but offers a level of performance somewhere between today's NAND flash SSDs and DRAM.
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Windows Virtual Desktop Service on Azure
If you don't want the work of managing PCs and applications like Office 365, you can hand all that over to Microsoft. Or you can use Windows Virtual Desktop Service to put Windows on Azure as virtual desktops, where they're much easier to patch and protect. Azure is already a popular destination for Windows desktop virtualization using the traditional Remote Desktop Session Host (Terminal Services) approach with Windows Server — RDSH accounts for nearly 10 percent of Azure compute hours.
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Postpone the Requiem for ATMs: A Drop in the Global Installed Base Isn’t the Whole Story
The total number of ATMs around the world peaked in 2017 at 3.28 million and then started a slow decline that will see it fall to 3.23 million by the end of 2023, according to RBR Research, a London-based firm. And while the reason is related to a downdraft in consumer cash usage, that downdraft is most dramatically going on in one very large country—China. “Convenient access to cash remains a priority for a great many customers around the world, and ATMs will continue to be a key cash delivery channel in the years to come,” said an RBR consultant.
US Payments Forum Publishes Guide to Contactless ATM Transactions
With more than 85 percent of U.S. ATMs now accepting EMV contact chip cards, many ATM owners are looking to make transactions easier and faster by adding contactless capabilities. The U.S. Payments Forum is looking to help them with "Guidelines for Contactless ATM Transactions – A Guide for ATM Owners and Operators," a white paper that offers guidance on accepting contactless chip transactions at the ATM.
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A How-to Guide for Building the Best Mobile Banking App
So how can FIs rise above the competition, improve their app experience, and stand out in an ever-expanding sea of options? The author contends that "features come first and foremost," but she goes on to cover three other major prerequisites to a compelling mobile experience.
Mobile Payment Behaviors, Biases Examined in Report
Simon-Kucher & Partners, a marketing consulting firm, has released "How Behavioral Science Can Unleash Digital Payments Adoption" and in it they say that the majority of U.S. consumers (89 percent) still prefer paying with cash, credit card or debit card. Only 8 percent of respondents prefer mobile payment. Additionally, nearly 40 percent of the time, reasons cited for not using mobile payments included fraud and identity theft. Only 13 percent of mobile payment nonusers thought mobile wallets were secure.
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Cyber Readiness Institute Launches New Program for SMBs
The Cyber Readiness Institute (CRI) has formally launched a new program geared to help small and midsize businesses (SMBs) create cyber awareness at their companies. The program focuses on four areas: authentication, phishing, patching, and safer use of USBs.
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Four of Banking’s Best Marketing Campaigns in 2018
This article looks at four examples of innovative marketing campaigns that were a hit in 2018.
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Online Banking/E-Commerce/Website Design
Invisible PFM Will Transform Banking as You Know It
The author is convinced that in its current “visible” guise, Personal Financial Management (PFM) is not nearly as innovative as it can be, and it is the “invisible” idea of PFM that is set to overhaul banking as we know it. "Unseen PFM" will automate your bill payments, make recommendations based on your personal information and financial circumstances, and solve financial headaches.
Experian Boost for Credit Scores
Experian Boost is a free online platform that places the control in the consumers’ hands to influence their credit scores. The platform will feature a sign-in verification, during which consumers grant read-only permission for Experian Boost to connect to their online accounts to identify utility and telecommunications payments. After they verify their data and confirm that they want the account information added to their credit file, consumers will receive an instant updated FICO Score.
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AT&T Works with AWS to Boost Cloud Recovery Timeframes
AT&T is teaming up with Sungard Availability Services and Amazon Web Services (AWS) to offer its business customers cloud recovery support. The managed Cloud Recovery service, which is supported by AWS, cuts down the time it takes for businesses to recover their mission-critical data when disaster strikes their cloud storage and services. According to A&T, the recovery process can be done in four hours or less.
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Want to Supercharge Engagement in Branches? Look to Your Contact Center
What contact center solutions can FIs leverage to enhance the branch experience today or in the future? The author recommends these three: 1) Advanced workforce management; 2) Audio recording and related real-time performance management metrics; and 3) Unified desktops.
Chatbots are machine learning technology which learns to answer queries by users. Some advantages of chatbots include: Fast response; Multitasking; No human supervision; Ease of use; Availability; and Cost efficient.
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