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Your source for the latest technology information of interest to community banks across America. Subscribe to our weekly e-mail newsletter and stay on top of the latest technology trends in Hardware, Software, ATMs, Wireless, Online Banking, Marketing, Security, Internet Access and Call Centers.

December 31, 2018


Hardware News

 

Hitachi Vantara Data Center Products

Hitachi Vantara recently launched a range of new hyperconverged infrastructure (HCI) systems, software management, and automation tools. They updated their Unified Compute Platform, or UCP, line of converged and hyperconverged infrastructure offerings with an all-NVMe SSD storage solution. The V124N comes with hyperconverged appliances, offering up to eight NVMe SSDs plus up to four 3D XPoint-based Intel Optane SSDs for high-performance caching of the SSDs. On the software side, Hitachi Vantara upgraded its Hitachi UCP Advisor IT management and orchestration software with new automated and rule-based deployment policies.

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Hardware Section Sponsored by
Millennial Vision, Inc. (MVi)

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Software Updates

 

Microsoft Officially Announces 'Windows Sandbox' for Running Applications in Isolation

Microsoft's coming 'Windows Sandbox' feature is a lightweight virtual machine that allows users to run potentially suspicious software in isolation. This feature will be part of Windows 10 Pro and Enterprise editions.

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ATMs/Kiosks

 

Cash: It's Still King

The volume of cash, meaning the number of Federal Reserve notes, has risen for 17 consecutive years. The 41.6 billion bills in circulation at year-end 2017 were worth $1.6 trillion, also a record that has climbed as more paper money has gone into circulation this year. There are now more $100 notes out there than $1 bills – a recent development – with $20 bills next most common, followed in order by $5s, $10s, $50s and $2 bills.

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ATMs/Kiosks Sponsored by
Heritage Industries


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Wireless World

 

Two-Thirds of Organizations Plan to Launch 5G by 2020

The majority of organizations (66%) plan to implement 5G by the end of 2020, according to a new Gartner report. The 5G standard is the next generation of mobile connectivity that is expected to provide more bandwidth, faster speeds, and lower latency.

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Security Section

 

A Year After Spectre and Meltdown, How Well Do Patches Work?

Spectre and Meltdown vulnerabilities are collectively known as "transient execution attacks," which have proven difficult to patch. Fundamentally, as Spectre and Meltdown are hardware-level vulnerabilities, patching around them in software is an order of magnitude more difficult than software vulnerabilities. The current status is available mitigations are a work-in-progress. It is unclear if the vulnerabilities can be completely patched through microcode and software updates.

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Technology and Marketing

 

3 Branding Lessons for 2019

The author contends that too often branding is left out of the mix when developing a strategic plan. He goes on to cover three conversations about your brand that can lead to powerful changes in 2019.

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Online Banking/E-Commerce/Website Design

 

With a Strong Mobile Lift, Virtual Cards Are Close to Dominating B2B Card Payments

Corporate cards, purchasing cards, and virtual cards will account for $523 billion in U.S. commercial card volume, up 10% from 2017, according to research from Accenture Payments. Of the 2018 total, virtual cards, which are non-plastic accounts typically tied to accounts-receivable systems and represented by a digital token, will total $169 billion in spend, up fully 24% from last year. Indeed, virtual cards are by far the fastest-growing of the three commercial card categories studied by Accenture, with a compound annual growth rate of 21% over the five years from 2017 to 2022.

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A New Study Commissioned by Snapchat Reveals How Millennials Shop

When it comes to how millennials spend their money, 73 percent prefer to use a debit or credit card, with the average person owning three credit cards. Some of the biggest purchases on credit cards include clothes (56 percent), travel (53 percent), tech (52 percent) and restaurants (52 percent). Mobile payments like Apple Pay or Google Pay were also used by the millennials surveyed in the past three months.

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Internet Access

 

Which Cloud Performs Better, AWS, Azure or Google?

Performance varies only somewhat in the US among the big three cloud service providers – AWS, Google Cloud and Microsoft Azure – and their networks are a big reason why, a ThousandEyes study reveals. The network management company looked at network performance (latency, packet loss, jitter) and connectivity architecture. Their research showed that in the US Internet performance and private network performance don’t vary that much between the Big 3, so users are not likely to notice a difference.

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Call Centers

 

LivePerson Launches Maven

LivePerson, a provider of conversational commerce solutions, has launched Maven, a conversational AI that enables organizations to augment or replace traditional websites and 800-numbers with personalized conversations over SMS, Facebook Messenger, WhatsApp, Google RCS Business Messaging, Amazon Alexa, and other popular messengers and voice assistants. The company says that their AI is designed to be taught and managed by contact center agents.

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