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June 28, 2021

Hardware News


The Global Chip Shortage Could Affect Chip Cards

The Smart Payment Association (SPA), the trade body for the cards and mobile payments industry, has warned that the bottlenecks that are currently hitting the production of semiconductors is trickling down to some payment card manufacturers, who are facing difficulties securing the components they need to produce the items. Unfortunately, the SPA expects that the shortage of cards in 2022 is going to be much more significant than in H2 2021.



Why Windows 11 Is Forcing Everyone to Use TPM Chips

Microsoft just announced that Windows 11 will require TPM (Trusted Platform Module) chips on existing and new devices. Its purpose is to protect encryption keys, user credentials, and other sensitive data behind a hardware barrier so that malware and attackers can’t access or tamper with that data. The minimum requirements are TPM 1.2 and a 64-bit dual-core CPU that’s 1GHz or greater.



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Software Updates


Get Your Software Ready for the Next Windows Update with This Tool

Microsoft has been offering software vendors an application testing platform, Test Base for Microsoft 365, for some time now, using secure virtual machines running in Azure that have been loaded with pre-release updates. The plan is to make Test Base part of Microsoft Endpoint Manager, including it in Microsoft's suite of security tools. Once the service rolls out to a wider audience as part of Microsoft 365, you should be able to use it alongside other validation and test tools as part of an application deployment workflow.



Windows 11 to Move to Just One Feature Update per Year

Microsoft is moving to a single annual update per year for Windows 11. The Home and Pro editions will get 24 months of support. Enterprise and Education will get 36 months of support. Microsoft will continue to make available regular cumulative updates with patches and fixes throughout the year for all Windows 11 users. Feature updates will continue to be delivered as they are now via Windows Update. Microsoft officials said that updates will be 40 percent smaller and happen in the background.



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How Cyber Sleuths Cracked an ATM Shimmer Gang

In 2015, police departments worldwide started finding ATMs compromised with advanced new “shimming” devices made to steal data from chip card transactions. Brian Krebs tells the story in this article of how how one former Secret Service agent helped crack a code that revealed the contours of a global organized ATM skimming and crime ring.



ATMIA Announces 2021 Award Winners

At ATMIA’s recent 22nd Annual US Conference in Las Vegas, the association presented a variety of industry awards for exceptional contributions to the ATM industry throughout 2020 and beyond. The US Conference's theme this year was NextGen ATMs - A New Path to a Transformative Future. This article presents all of this year's award winners.



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Wireless World


PayPal Leads Mobile Wallet Race

With newfound enthusiasm for contactless transactions amid the pandemic, consumers' preference for mobile wallets is growing undeniably — but not evenly, according to PYMNTS' latest data. PayPal dominates in almost every category measured: shopping online, shopping in-store, by gender and by generation, it has a commanding lead in almost every market.



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Security Section


Active Directory Certificate Services a Big Security Blindspot

AD CS [Active Directory Certificate Services] is used to set up a private enterprise certificate authority (CA), which is then used to issue certificates that tie a user or machine identity or account to a public-private key pair, allowing that key pair to be used for different operations, such as file encryption, signing files or documents and authentication. In action, authentication certificates can offer attackers much better persistence than credential theft. This article goes into great detail on AD CS and how to protect it.



Microsoft's New Security Tool Will Discover Firmware Vulnerabilities

Vulnerabilities in firmware are a steadily growing percentage of the new issues added to the NIST National Vulnerability Database: five times as many attacks are happening as only four years ago. Firmware is a potential security issue on PCs, servers, IoT devices, network routers and a lot of other equipment. All that is why Microsoft is buying ReFirm Labs, home of the open-source Binwalk tool, whose Centrifuge firmware platform automates the process of running static analysis to discover what firmware vulnerabilities you're already exposed to.



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Technology and Marketing


Traditional vs. Digital Marketing Mindset

In keeping up with ever-changing digital channels and techniques, are we forgetting the who, what, why, and when—the fundamentals—of traditional marketing? Are digital skills wasted without a true understanding of marketing principles? This article explores these important questions.



15 Power Tips for Microsoft Power BI

Power BI is Microsoft’s interactive data visualization and analytics tool for business intelligence (BI). With Power BI, you can pull in data from a wide range of systems in the cloud and on premises and create dashboards that track the metrics you care about the most. However, Microsoft’s Power BI service can do a lot more than visualize data. From AI insights to curating data to use elsewhere, the author looks at how to make the most of it.



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Online Banking/E-Commerce/Website Design


How Digital Banking Is Driving Social Change

Digital banking can help make consumers' lives easier and to make them better stewards of their money, but some observers posit that it can change our overall society. This article showcases two FIs that are helping to drive change both within their communities and in society as a whole.



Robo-Advisors Keep Evolving to Keep Growing

The first robo-advisors, which emerged in the wake of the financial crisis in 2008, succeeded by meeting the demand from younger consumers for technology that could provide financial advice and a cheaper way to start investing. The author notes that because of the way they have adapted and innovated over time, the popularity of robo-advisors is continuing to grow. He thinks that robo-advisors should not be seen as an add-on service, but as an integral part of an FI’s digital strategy.



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Internet Access


Splunk Security Cloud Helps Customers Secure and Manage Multi-Cloud Deployments

Splunk announced the new Splunk Security Cloud, a data-centric security operations platform. It includes the following capabilities: Advanced security analytics; Automated security operations; Threat intelligence; and an Open ecosystem.



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Call Centers


Machine Learning Comes to Chatbots

Scotiabank is bringing machine learning to its search function, prepping a chatbot that they claim will be able to instantly answer complicated questions. They are experimenting with an engine from AI outfit OpenAI, called Generative Pre-trained Transformer 3 (GPT-3), that understands language and is trained on trillions of words.



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